HSA 2020: HSAs: A Key Element of the Financial Wellness Equation

Nancy is Vice President, Health Care Thought Leadership where she is responsible for helping to shape and define Fidelity’s point of view on health care and benefit trends. Nancy started with Fidelity in 2011 as a part of Fidelity’s Workplace Customer Experience team, helping the organization better understand and perfect customers’ experiences across a variety of products and services. Since that time, Nancy has held various roles where she has been responsible for designing and delivering employee experiences, making complex topics easier to engage with and understand.
Before joining Fidelity, Nancy worked as an HR strategy and change management consultant at Buck Consultants, where she focused on helping clients optimize and maximize their HR functions. Nancy also held various roles at Mellon Financial, in their total benefits outsourcing business and within the Dreyfus group.
Nancy has a B.S. in Management from Boston University and a M.A. in Education from Columbia University.

Since joining Fidelity in 2005 as Vice President, Emerging Products, Will Applegate has served as Product Manager for both Health & Welfare Administration and the Fidelity HSASM (Health Savings Account). He also served as the team leader for the Fidelity HSASM product launch, and led HSA business development efforts for the Fidelity HSA. In his current role, Will has responsibility for Fidelity's relationships with intermediaries with a focus on the distribution of our health offerings, as well as industry events.

Prior to joining Fidelity, Will developed Mellon Financial Corporation’s HSA product offering following Mellon’s acquisition of Kwasha Lipton. Will’s prior roles at Kwasha Lipton included managing large benefit outsourcing relationships, developing one of the first H&W administration platforms, and consulting with employers on health care plan design, pricing, and vendor selection.

Will graduated from Colgate University with a Bachelor of Arts in Computer Science and holds FINRA Series 7 and 63 licenses.. He is an influential figure on the topic of emerging health care consumerism and is a frequent speaker at industry conferences.