Lloyd Fernandes
VP, Product Management, Envestnet | Yodlee
As a senior leader on the Product Management team within Envestnet D&A, Lloyd Fernandes is responsible for crafting, implementing, and scaling embedded data experiences across multiple customer bases. Lloyd has over 24 years of combined technology and product management experience across banking, financial services, and payments. Lloyd enjoys working with teams on problem-solving, finding product-market fit, and delighting customers through better solutions. As a tech innovator, Lloyd has worked very closely with building closed-loop financial platforms (at Blackhawk Network & PayPal), open-loop payments with cards & banks (at PayPal, Verifi - now a Visa company, Payrix - now a FIS company), and alternative payments (at Rapyd) around the globe. Lloyd has built diligent financial products for end consumers, SMBs, and large enterprises. As a forward-thinker, Lloyd is excited about the fast-evolving payments landscape that brings together technology and financial organizations with compliant and robust infrastructure to power the next generational set of apps.
Lloyd holds a doctorate and a master's in Business, specializing in Strategy and Innovation. Lloyd is philanthropically inclined and constantly looks for opportunities to give back to the community.