Purchase Order Financing: Tapping Liquidity to Fuel Growth

John Cafarelli is the COO at BeautyMatter. Growing up in New York as the son of a builder, he learned at an early age the value of having the right tools in one’s toolbox to be successful. John’s carried this mindset through to his work at BeautyMatter by working with the team to create content and experiences that inform, analyze and educate to give our audience an “unfair advantage” as they grow their businesses and navigate the ever-changing beauty and wellness landscape.

John’s beauty and wellness industry expertise is centered around identifying market opportunities, strategic planning, developing strategies for growth, cash and financial strategy, and building operational excellence. He’s an entrepreneurial thinker with diverse work experience and a bias for creativity and innovation that’s actionable and realistic.

John is also the founder and CEO of his own skin health brand, Ernest Supplies. He also spent six years as the COO / CFO of Paper Magazine, a multi-platform media company and content creation agency. In 2014, he was part of the team that “Broke the Internet.” Before that, John spent 10 years investing in and helping to grow well-known consumer brands, including Intermix, Skullcandy, All Saints, Morgenthal Frederics, and others.

Jennifer Draffkorn joined Rosenthal in 2016 as part of the launch team for its PO Finance division. She brings 25+ years of experience in the financial services industry, specializing in purchase order finance, trade finance, and international trade services. Prior to joining Rosenthal, Jennifer worked in the apparel wholesale and import industry, giving her a first-hand understanding of a client's need for commercial and alternative financing throughout different stages of a business. Jennifer’s experience in supply chain management and logistics makes her uniquely qualified to help clients manage suppliers, monitor the production cycle and in-transit inventory, and partner with their existing lenders to provide the financial support brands need to fuel growth.

Ying Yang brings over 20 years of experience in commercial finance to her role as SVP, Director of Business Development. Since joining Rosenthal in 2017, Ying has been responsible for expanding the client base, with a particular focus on expanding the firm’s West Coast footprint.  In addition to her focus in asset based lending and factoring, Ying is responsible for growing Rosenthal’s purchase order financing division, Rosenthal Trade Capital.

Ying is an experienced commercial finance executive, having spent more than 13 years at CIT sourcing and closing factoring and asset based lending transactions. With a strong background in credit and underwriting, Ying successfully structured and closed financing facilities across multiple consumer industries, notably apparel & footwear, furniture and furnishing, food and beverage, health and beauty.

Megan joined Rosenthal in 2017 and brings over 12 years of experience in asset-based lending and purchase order financing to the company. During her tenure, Megan has helped small and middle-market consumer products companies, manufacturers, and importers address their individual cash flow needs. Her entrepreneurial approach and growth mindset allow her to create customized financial solutions for each client, all designed to provide working capital when needed and help brands accelerate growth and scale their businesses.