Do I Need Travel Health or Renters Insurance in Canada?

If you’re moving to Canada, or you’ve recently arrived, you need to understand the importance of insurance to protect you and your family. Travel health insurance and renters insurance can do just that.

In Canada, certain provinces have a waiting period of up to three months for being eligible for government health insurance. For instance, in Ontario, there is a wait time of 90 days for newcomers to be eligible for provincial health insurance. Private or supplementary travel health insurance plans from a Canadian insurance company can cover yourself and your family for your initial months in Canada.

If you’re planning on renting, renters insurance is for you and your family. Your landlord should have an insurance policy covering the building you live in, but that policy doesn’t protect all of your belongings the way renters insurance can.