Michael Kovacs is President of Florida Retirement Group (FRG) and is an insurance & financial advisor. In 2010, Michael began his career in the insurance and financial services industry as an Insurance Advisor with Bankers Life & Casualty in Central Florida. In August 2013, he joined Futurity First, an independent insurance and investment group. In 2017, Michael co-founded Florida Retirement Group, an independent insurance agency with the goal in mind to help eliminate the complexities around insurance and investments. He believes that with his knowledge and expertise in investments, insurance, income, and estate planning, he can deliver exceptional advice on the issues that face the pre and post-retiree markets. Attention to detail, great listening skills, and empathy are characteristics his clients appreciate. He is effectively supported by a team of investment product specialists, and tax and estate planners. Their teamwork and professionalism help Michael build long-term relationships with his clients and provide top-notch advice with an emphasis on excellent customer service. Doing what’s right for the client is a motto Michael lives by on a daily basis and he is passionate about the work he does. Michael is a member of NIAFA and the exclusive Million Dollar Round Table Association. He holds a Series 6 Securities License, 215 Insurance License, and the CLTC (Certified Long Term Care) designation.
Michael lives in downtown Orlando with his wife Anne. When away from the business, he enjoys traveling and creating memories with friends and family. Michael's aim is to always grow as a person in and out of the office.

Originally from New York, Bonnie immigrated to Central Florida in 2010. Finding retirement unfulfilling, she joined Michael Kovacs as his Assistant in 2013, moving along with him in 2017 when he co-founded the Florida Retirement Group.
Bonnie takes great pleasure in assisting seniors to navigate the overwhelming Medicare process. She has been through it herself and has great patience and empathy for those who struggle with the how, when, and where of completing the Medicare transition.