Critical Finance (Part 2 of 3) - A deep dive into retirement income style, retiree portfolio construction and asset allocation glidepaths, & the biggest differences in living in the decumulation phase

About
Critical Finance: A Nuke's Guide to Financial Planning is an educational webinar series meant to take a deep dive into many different financial planning concepts. This webinar is hosted by Ryan Townsley, CFP®, RICP®, CPWA® owner and lead financial adviser at Town Capital. He was a 17 year Nuclear Power Plant veteran prior to founding the only financial planning firm exclusively for the nuclear industry.

This webinar's topic:

Critical Finance (Part 2 of 3) - A deep dive into retirement income style, retiree portfolio construction and asset allocation glidepaths, and the big differences in managing the decumulation phase

Agenda:

Part 1 - Done, Watch this prior to Part 2
Retirement Income Style...
The RISA questionnaire purpose
What the RISA is and is not
What is assessed in the RISA
Retirement Income Style Quadrants
Strategies to fit the quadrants (and the pros and cons)
Other variable considered in the questionnaire

Part 2
Construction of the Retirement Portfolio...
How it could differ based on your risk tolerance, risk capacity, risk requirements, and RISA
Why own multiple asset classes, a lesson in volatility management
Withdrawal strategies & Sequence of return risk
How does guaranteed income fit in (research based)
The cash and cash like bucket (research based)
Why a retiree portfolio does not, and should not follow the market (outcome based)

Part 3
The accumulation vs the decumulation phase ...
The psychology (and the struggle) with making the transition
Where most people put their retirement at risk unnecessarily
How a front loaded and dynamic plan are achieved and maintained
Sequence of return risk again mitigation via risk based guardrails
Do you want to achieve a goal or follow a benchmark

There will be live Q&A if you would like to ask questions. You can also email me your questions in advance at ryan@towncapitalllc.com. If you are not able to attend, don't worry, a recording will be sent out after the event.